How Our Tradeline Program Works

First, what is a tradeline? A tradeline is the industry term for any credit account that appears on your credit report. We evaluate your credit reports to see if tradelines will help; if so, we get your data, submit it to the lender (e.g. Chase, Bank of America, Discover, etc) and the lender reports the data to the credit bureaus. When this data posts, your score will experience a boost.

What makes tradelines so effective? Glad you asked.

First, have a look at how the 3 credit bureaus evaluate your score.

Tradelines provide positive data on three evaluation factors:

Payment History

Amount owed

Length of History

These factors comprise as much as 60% of your credit score. When we post an AU, you are benefiting from the age of the tradeline, the availability of the limit (always utilized under 10%), and the perfect payment history.

Looking at the credit scale is like looking at the grading scale back in school.

FICO Score ranges from 350 – 850, where 350 being the lowest credit score and 850 being the highest:

  • 350-579 – Poor – F Grade
  • 580-619 – Below Average – D Grade
  • 620-659 – Average -C Grade
  • 660-719 – Good – B Grade
  • 720-850 – Excellent – A Grade

Tradelines can help move you an entire grade, which could be the difference in getting an approval, or that next rate tier, saving you thousands over the course of the loan.

To achieve maximum results we recommend to start with a minimum of 2-3 tradelines per file with similar limits and age. Please click here to complete the tradeline form to request an appointment.

Please note: we only offer 1 consult per client, & our services start at $500.00 and require full payment upfront.

Who can benefit from tradelines?

What kind of tradelines do you have?

Why don't you sale primary tradelines?

What if I have  zero  credit?

What do you guarantee?

Do you work with CPN?

How long does it take?

How much does it cost?

How long does it last?

Can I buy lines for only One Cycle?

Can I buy lines for more than two Cycles?

What's the main benefits?

If i have negative marks on my credit will a tradeline help boot my score?

How long dose credit repair usually take?

How many tradelines do I need to boost my score?

How many points will my score increase if I purchase a tradeline?

Is utilizing tradelines ethical?

What is the difference between authorized user tradelines and primary tradelines?

What happens after I am removed from the card?

Do you add tradelines for businesses?

Do you verify my information?

How do you securely store client information?

Why choose Wealth Empowerment as your tradelines provider?